The Law Offices of Stephen E. Rasmussen, PC assists distressed California homeowners facing foreclosure. We can explain the foreclosure process to you as well as your options. Once you contact us, we will review your individual situation and provide you free advice with no obligation to ensure you make the right decision.

Many people get nervous about hiring a law firm because they don’t want to be involved in a lawsuit. We aren’t interested in filing a lawsuit. We are a real estate transaction law firm that focuses on helping homeowners avoid foreclosure by negotiating a “Short Sale” with the lender on their behalf. Avoiding foreclosure by selling the property allows the homeowner to save their credit, eliminate the debt, and move on with their lives. If you choose to retain our law firm, we will represent you for free. Many people ask us how we can provide such a service to homeowners for free. We have an investor network that purchases the homes we secure in “Short Sales” and they pay the law firm for our services. Go to our web page titled “How It Works” for an explanation.

Navigating a foreclosure is often treacherous; not only do you face the imminent destruction of your credit history and the loss of your home as a result of a lender pursuing their own self-interest, you also face an onslaught of correspondence and other unwanted contacts from unsavory persons and oftentimes criminal opportunists masquerading as foreclosure consultants. Go to our web page titled “Foreclosure Fraud” where you can educate yourself on the many ways they take advantage of and defraud homeowners facing foreclosure.

We also encourage you to review the primary California laws governing foreclosure and lending practices. Civil Code §§ 1695-1695.17 establishes the limitations and requirements for pre-foreclosure sales. In addition, there are strict rules governing “Foreclosure Consultants” in Civil Code §§ 2945-2945.11. And regarding loans, Financial Code §§ 4970-4979.8 provides guidance on fair lending practices. For your protection, read these consumer protection laws before hiring a foreclosure consultant or considering a pre-foreclosure sale or loan refinance of your home. Go to our web page titled “Consumer Protection Laws” to read these laws in their entirety.

If you are facing foreclosure on your home or anticipate an inability to pay your mortgage in the near future, you need professional legal advice and the guidance and protection of an ethical and experienced law firm that will look out for your individual interests. You need to contact us immediately to secure and protect your interests. If you have any questions at all, or if we can assist you in any way, please feel free to contact us through my legal assistant, Marsha, by telephone: (800) 480-1832 or by email: marsha@serlawfirm.com. You may also obtain a free no obligation analysis of your situation online by submitting your information for my review via our web page titled “Foreclosure Analysis.”

The Law Offices of Stephen E. Rasmussen, PC is here to help you and your family through this difficult time. We look forward to assisting you.

Warm Regards,
 
Attorney at Law